Jumbo" Loans: $417,001 to $4.0 Million

Luxury Home Financing from Experts

Arizona is fortunate enough to have many communities with luxury homes that are frequently priced into the millions of dollars.We are proud to offer many financing options for this class of home. We also offer significant cash-out refinance options. Call us any time for details.

In today's lending environment, all loans require full income and asset verification. Here are some general guidelines for these homes and their buyers:

10% Down Payment (Superb Credit & Liquidity Required)

• Maximum Loan is $600,000
• Minimum Credit Score is 740
• Maricopa, Yavapai, & Pima Counties Only
• 30 Yr. - Fixed Rate Only
• Approved on a case-by-case basis.

20% Down Payment (Excellent Credit & Liquidity Required)

• Maximum Loan is $700,000
• Minimum Credit Score is 720
• Maricopa, Yavapai & Pima Counties Only
• 30 Yr. - Fixed Rate Only

25% Down Payment (Good Credit Required - NO Reserves Required!)

• Statewide Lending Area
• Maximum Loan is now $1.5 Million!
• Minimum Credit Score is 680
• 100% Gift for DP is allowed.
• 1/1, 3/1, 5/1, 7/1 & 10/1 ARM's
• 30 Year Fixed Rate
• Interest only on 3/1 & 5/1 ARM'

Super Jumbo to $4 Million

• Purchase & No-Cash Refinance
• One-time Close Construction
• 25 % Investment Required
• 3/1, 5/1 & 7/1 ARM's

These are guidelines only, each borrower is different and we will take that into account.

You will get the attention and service you deserve from one of us. You will notice the difference right away. We're not your usual loan officer. Each of us has more than 25 years experience.

Call or email Carolyn Drake or Jon Laird at (602) 241-9875 or (800) 494-2371 for a no obligation, no pressure discussion of your needs.