Financially Troubled?

We are completely sensitive to the fact that our economy has caused bad things to happen to good people. In order to help, we have found some companies that may be able to assist you with different financial trouble spots. Look over the list. If there is an area or areas that look like something you need, fill out the form and we'll put you in touch with someone who can help without ripping you off and making matters worse.

Loan Modifications & Short Sales

You are your own best advocate!

Having trouble meeting your mortgage payment? Facing foreclosure? Use this service to create the documents that your mortgage lender needs to modify your loan and make your mortgage payment affordable. The US Treasury Department recently reformed their guidelines so that homeowners can easily request changes to the terms of their home loans to make them more affordable. But how do you determine if you are eligible? What documents are necessary to successfully file a loan modification?

By walking you through a series of questions, this service helps you create the otherwise complicated paperwork that you need to file with your lender – documents like personal income statements, hardship letters and monthly budgets. In less than an hour, you can fill out our online forms, and then email, mail or fax the complete package of documents to your lender to begin the loan modification process. eModifyMyLoan gives you everything you need to work with your lender, without the need for high priced attorneys or professional representation. 

Credit Repair

Old Ratings? Inaccurate Info?

From late payments to charge offs to bankruptcies, they've challenged and deleted items in the past and average a 46.93% deletion/fix rate in just the first round due to the proven methods they use to help clients everyday.

Unlike many other companies, they do not purposely prolong the length of time their clients are with them by limiting challenged derogatory trade lines to 3 to 5 a month per credit repository.  They do everything it takes to improve your credit picture and maximize results in an average 6-8 month timeframe.

Permanent Debt Relief

Professional Assistance Needed and Available.

By working with creditors and collectors, this company is able to potentially negotiate their clients’ accounts for less than the full balance due. Creditors are usually willing to negotiate a debt with them on behalf of their clients with the understanding that the mutually agreed upon amount will be paid in a timely manner.

Furthermore, creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. Debt Relief continues to develop relationships with creditors throughout the country, and they always maintain a very professional and cooperative relationship with creditors in order to potentially reach a favorable reduction for their clients. They will work directly and 100% for you.

Debt negotiation is a legitimate way of solving your problem without the need for bankruptcy. The representatives work each consumer’s file individually to determine your eligibility and then, if you qualify, they will establish a program that works best for you.

For more information, complete the brief information form below. A Debt Relief representative will contact you to discuss how to get started today. There is no cost or obligation. 

The Sterling Group will provide contact with these firms as a service to its customers and future customers. We do not own or manage them and we do not warrant or guarantee the services in any way.